Australia · 2026–27
Check whether your pay looks low, then use a fast private snapshot of estimated tax, take-home pay and super.
Find the right public Check My Money tool or Jobs page. Private worker profiles are never searchable.
Your numbers
Enter annual amounts and your snapshot updates instantly.
Take-home rhythm
Annual split
Income tax estimate excludes Medicare levy, offsets, deductions, HELP/TSL repayments and other adjustments. Super is a simplified estimate: the explicit identifiable-overtime bucket is excluded, ordinary-time penalty/shift components remain included where applicable, and qualifying earnings may include other payments not modelled here. Qualifying earnings and ordinary time earnings are not identical concepts.
Underpayment checker
Search your job, pick the classification and shift you are checking, then compare your entered hourly rate with the selected current minimum. If it looks low, get the evidence and official-help steps next.
Check if my rate is low →Job pay rate
Search verified Fair Work award rates by job, classification, employment type and shift. Check penalties, overtime and common allowances, then compare the selected rate with what you actually receive.
Check my job rate →Pay looks wrong?
If a selected-rate comparison is below the minimum, the Pay Rates Finder can give you a local evidence checklist. Workplace Help then routes pay, safety and workers-compensation questions to the correct official service across Australia.
Find workplace help →Check My Money Jobs
Workers can join the private matching network free. Employers can post a job free for review while the network grows. Worker phone, email, licence and ticket details are not published in a public directory, and in the V1 model the employer hires and pays the worker directly.
Add the standard individual Medicare levy and optional HELP/STSL repayment to see a more detailed estimate of what you keep.
Calculate advanced take-home →Compare the gross increase with the extra cash left after estimated tax, Medicare and optional HELP — including the extra amount per week.
Compare a pay rise →Put two offers side by side, normalise packages that include super, adjust weekly hours and compare estimated cash take-home and hourly value.
Compare two job offers →Convert annual, monthly, fortnightly, weekly or hourly gross pay into the same annual snapshot and compare take-home amounts more easily.
Open salary & pay calculator →The $18,201–$45,000 bracket is calculated at 15%. The 14% rate does not apply until 2027–28.
See tax assumptions →From 1 July 2026, the super guarantee rate is 12% of qualifying earnings. This calculator displays an estimated super base rather than treating QE and OTE as the same thing.
See super assumptions →Quick answers
No. The homepage is deliberately a fast simplified income-tax estimate. Use the advanced Take-Home calculator when you want the standard individual Medicare levy and optional HELP/STSL included.
The calculator runs in your browser. Calculator input values are not intentionally sent to analytics.
The explicit identifiable-overtime bucket is excluded from the displayed estimated qualifying earnings under this simplified model.